Farmers National Bank

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Rates

Good Through 3/16/2010

Standard
Account Type	Current Rate	APY*
Statement Savings	0.25%	0.25%
Money Market Index - Top Tier	0.90%	0.90%
Common Sense Checking-Top Tier	0.65%	0.65%
IRA 18 Month Variable	1.00%	1.01%
IRA 18 Month Fixed	1.00%	1.01%

Time Deposits Less Than $100,000
Term	Current Rate	APY
6 Month Certificate of Deposit	0.50%	0.50%
12 Month Certificate of Deposit	0.85%	0.85%
18 Month Certificate of Deposit	1.14%	1.15%
36 Month Certificate of DepositNew Account Special($2500.00 min to open)	2.48%	2.50%

Member FDIC Equal Housing Lender

*APY=Annual Percentage Yield

Other fees, terms and conditions apply.

Rates are subject to change without notice.

Negotiated rates available on Certificates over $100,000. Call 330.533.3341 for information.